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Staying or Switching: Feedback about the Low Premium / High Deductible HealthSavings CDHP Introduced in 2016

Category: Features

2017-open-enrollment1

By Alyssa Janssen

Trying to decide if the HealthSavings consumer-driven health plan (CDHP) is the right plan for you? Looking for some feedback about how it worked for the 625 UT employees who gave it a try this year? We asked faculty and staff if they thought the plan was effective and offer their feedback as a tool for helping make your decision.

Rob Chance

UT System, Director of Payroll
Staying with the HealthSavings CDHP

Overall experience: The plan worked out well for me and my family. We did not have a lot of medical needs in the last year, so we were able to save quite a bit.

Recommend the plan to others? Yes, I would recommend this to someone in a similar situation—as long as they enroll in the Promise HealthSavings CDHP.


David Nelson

UT Health Science Center, Professor of Microbiology, Immunology and Biochemistry
Staying with the HealthSavings CDHP

Overall experience: The coaches that were part of the Partnership Promise were interested in setting goals for us, and we believe the commitment was worth the trouble for saving money.

Recommend the plan to others? Yes, I would recommend this plan to a colleague.


Linda Arms

UT Institute for Public Service, Administrative Specialist
Switching to Another Plan

Overall experience: The one time I had a health problem, it was expensive. The bonus is you get money in your savings account, but the plan just didn’t work for me.

Recommend the plan to others? Yes, as long as they look at their age and health concerns. It’s a good plan, just not right for me.


Lloyd Davis

UT Space Institute, Professor of Physics
Staying with the HealthSavings CDHP

Overall experience: It can be financially beneficial. In my case, it was not this year due to unexpected medical needs, but I expect that to change.

Recommend the plan to others? Yes, I would recommend this plan if they don’t expect to have healthcare issues.


The HealthSavings CDHP plans feature lower monthly premiums and tax-free health savings accounts that can be used to pay the plans’ higher deductibles. The deductibles must be met before the plans start paying for covered expenses.

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